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Home Equity Loan Application & Loan Guidelines. Some Texas laws regarding home equity loan procurement include: Restrictions on mortgage debt: Borrowers can’t owe more than 80 percent of the market value of their home on their mortgage and home equity loans combined. That means if you already have a $40,000 mortgage against a home worth $80,000.

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View and compare current mortgage rates in Texas. Get free, secure, & anonymous TX home loan quotes from Texas mortgage lenders. 2-year fixed mortgage rates – RateHub.ca – Compare current Midland 2-Year Fixed mortgage rates, view Midland 2-Year Fixed mortgage rates over time, learn what they are and what drives changes in them.

To qualify, homes must meet the following requirements: The home must be the Veteran or Military Member’s primary residence in Texas. The home must be a single family attached or detached home, townhome or condominium. Duplexes or other multi-family units must have been constructed at least five years prior to the closing date of the loan.

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– That dropped from 4.13% to 4.07%. The 15-year fixed rates are now at 3.63%. The 5/1 ARM mortgage for Texas is now at 4.13%. If you’re looking for Texas mortgage rates or refinance rates to fund a home purchase loan, mortgage refinance, or even a home equity loan or second mortgage in Texas, you’ve come to the right place.

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This week, Senate lawmakers introduced a bill intended to ensure beneficiaries of the Deferred Action for Childhood Arrivals (DACA) program are not denied federally-backed home loans. New Jersey Sen..