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A home loan with an interest rate that remains the same for the entire term of the loan. Adjustable-rate mortgage (ARM) Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Prime Rate or the London.
While conventional mortgages only allow 80% LTVs, FHA loans allow up to a 85% loan-to-value. On a $200,000, this means you can refinance and take cash out to a loan amount of $170,000. Sheila Peterson | Home Loans in Santa Rosa, San Francisco. – Sheila Peterson was born and raised in Marin County until moving to Sonoma County in 1987 and.
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