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In response to a strengthening housing market and demand for home financing across Texas, Embrace Home Loans, a prominent leader in the mortgage industry, has expanded into the state with its newest.

Home loan delinquencies rose to 8.75 percent at the end of September from 8.43 percent at midyear, the Mortgage Bankers Association reported Thursday. More than 270,000 Texas homeowners were behind on.

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Texas’s reluctance to embrace home equity loans is well-known; it was not until 1997 that Texas voted, through a ballot initiative, to amend the Texas Constitution to allow such loans.[1] But, when.

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. the eighth series of amendments to the Texas constitutional provisions permitting loans secured by homestead equity. The 2017 amendments (authorized by Senate Joint Resolution 60) become effective.

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